Best Cryptocurrency To Invest Today As Bitcoin (BTC) Plunges To $105k



Bitcoin has tumbled over 5% this week, hitting $105,105 on Friday amid heavy liquidations that wiped out risky positions. Investors fled toward gold, leaving the crypto market reeling from a 13% drop since the October 6 high near $126,000.
Such volatility underscores the hunt for the best cryptocurrency to invest in right now, where altcoins like Mutuum Finance (MUTM) gain traction as the best crypto to buy now. Reports highlight selling pressure that intensified losses, yet this dip exposes chances for savvy picks in the best cryptos to buy now.
Mutuum Finance (MUTM) emerges as a standout altcoin, drawing funds while Bitcoin falters, signaling shifts toward utility-driven tokens amid broader uncertainty.
Bitcoin’s Sharp Downturn Continues
Traders watched Bitcoin slide further as caution gripped the market. Liquidations surged, fueling the descent that began earlier this month. Gold’s allure pulled capital away, leaving BTC vulnerable to more swings.
Yet, this pressure spotlights altcoins ready to step up. Investors now eye options beyond the flagship, where stability meets growth potential. Such moments often birth the next top crypto to buy, away from headline-grabbing plunges.


Mutuum Finance Presale Accelerates
Mutuum Finance (MUTM) has surged into phase 6 of its 11-phase presale, with 70% already filled at $0.035 per token. Funds raised since the start total $17,650,000, while holder count reached 17,320. Phase 6 sells out fast, closing the window on this entry price soon. Buyers from phase 1 at $0.01 saw a 250% rise already, and current participants stand to gain 420% post-launch at $0.06. Next, phase 7 brings a 14.3% jump to $0.04, urging quick action for the best crypto to invest in today.
The team has completed its Certik audit which achieved a token score of 90/100 providing further trust. Developers also announced a dashboard for the top 50, including a 24-hour leaderboard.
The one top position wins $500 in MUTM tokens, however, one transaction must take place in a given day to qualify for the award. It resets at 00:00 UTC. Brisk involvement as recent purchases led to $519.15, $515.00, $424.76 and $308.00.
Industry Protocol Emerges For Lending
Mutuum Finance (MUTM) announced its advancement on its derivative lending and borrowing protocol aiming to deliver a v1 solution on Sepolia Testnet in Q4 2025.
Key components are liquidity pool (LP), mtToken as a deposit coin, debt tokens for loans, and liquidator bot which is responsible for taking risks. It has started with ETH and USDT lending, borrowing, or collateral support. This arrangement allows users to gain interest on idle assets or unlock value without selling assets.


Borrow rate is related to the utilization, which can ensure the balance of the liquidity. An abundant supply depresses rates to encourage an increase in borrowing; scarcity increases rates to encourage an increase in deposits.
Some believe that stable rates are more predictable, but they have higher rates right from the beginning to cover the risk. crystals are liquidated when the pool hits predefined thresholds: this prevents liquidations against dips in-soluble collaterals ensure that clinicians remain safe in drops.
If the price hits the predefined level, the collateral is liquidated, and the collateral that secures the oblique position can be reused. Functions impose limit on deposits and withdrawals, which restrict potential exposures, e.g. for highly volatile tokens.
Security Measures to Square With Platform
Mutuum Finance (MUTM) has recently launched a bug bounty program with CertiK to share the $50,000 USDT as a reward. Severity tiers – the vulnerability severity follows the tiers of severity from critical to major to minor to low – which will determine appropriate payouts for each vulnerability. This process ensures that the protocol is hardened out before OS mainnet.
Meanwhile, a giveaway of $100,000 of MUTM is spread over 10 winners who each receive $10,000. To qualify to receive tokens, participants send the wallet address, complete quests, and purchase a minimum of $50 in the presale.
Lenders deposit assets and receive mtTokens that accrue interest, redeemable anytime with yields. Borrowers post excess collateral, repay to reclaim it fully. Peer-to-contract pools deliver instant access for common assets; peer-to-peer handles custom deals for others. These layers blend ease with control, positioning MUTM as the crypto to buy now for DeFi users.
Investment Edges Emerge in Dips
Volatility like Bitcoin’s plunge has long tested portfolios, yet it sharpens focus on resilient altcoins. Mutuum Finance (MUTM) captures that edge through tangible builds, from audited code to active bounties. Holders benefit as yields flow and liquidity unlocks value without custody loss. This altcoin’s path contrasts BTC’s stumbles, offering the best cryptocurrency to invest today via real utility.
Early backers reap rewards as phases advance, turning presale stakes into post-launch gains. The dashboard’s daily bonuses add thrill, rewarding engagement amid growth. Protocol safeguards, like tiered caps and oracle feeds, ensure smooth operations even in turbulent markets. Investors who spot such setups now build for longevity.
Grab positions in Mutuum Finance (MUTM) before phase 6 vanishes; act swiftly to lock in current rates and join the holder surge.
For more information about Mutuum Finance (MUTM) visit the links below:
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