While everybody in 2021 wrote off Shiba Inu (SHIB) as a meme token bubble, some forward-thinking early investors saw something else, and converted a few hundred dollars into life-changing fortune. The same SHIB millionaires, who so often hit paydirt before the world catches on to the value of it, now have their sights on the one they think can be their next big win: Mutuum Finance (MUTM). At a mere $0.035 and well more than 75% through its Phase 6 presale, Mutuum Finance is quickly becoming one of the top crypto to buy for 2025 and beyond.
For those wondering which is the best crypto to invest before the next bull market, to follow the money could be the wisest move, and that money right now is flowing into Mutuum Finance. With few tokens still available in this presale phase and demand stacking up day by day, those who wait about might find that they get priced out of what could be the next big crypto tale.
Shiba Inu (SHIB) Struggles to Maintain Last Defensive Position
Shiba Inu (SHIB) is on the edge as the token holds on to its long-term support level of $0.00001000, which most traders now refer to as its last battle line. Price action is put under strain with SHIB trading at levels of about $0.00001015 as sellers aggressively push the market. A dip below this critical floor level can leave the token vulnerable to a further fall to $0.0000090, but a push above the 20-day EMA ($0.00001064) can reignite short-term momentum to $0.00001121 and even $0.00001307 levels of resistance. Now that market conditions are increasingly volatile, most of these veteran SHIB investors are quietly keeping an eye out for their next big thing, and for some, that vision is shifting to Mutuum Finance (MUTM), the new coin on the DeFi block with early-stage buzz similar to SHIB’s early beginnings.
Mutuum Finance Sets New Presale Record
Mutuum Finance (MUTM) is quickly becoming one of the best crypto to invest today in the DeFi ecosystem. The project presale keeps gaining momentum with over 17,470 investors putting in a total of over $18.1 million.
The token is priced at $0.035 in Stage 6, the cheapest it will ever cost, presenting early entry owners with an unprecedented chance of staying ahead of the next price increase to $0.04 and prior to the expected bull market expansion, solidifying its position as a top crypto to buy.
Future Milestones
Mutuum Finance will hit a significant development milestone with the V1 release of its lending and borrowing protocol on the Sepolia testnet during later Q4 2025. This will give users a live test of the functionality and stability of the platform. Development is still in process but the presale is still gaining momentum with Phase 6 already 80% sold and the next price hike due just a short while away. The side-by-side build-up of product development and presale traction are a sign of increasing investor confidence and momentum behind this emerging DeFi project, making it the best crypto to invest for those seeking early exposure.
MUTM Borrowing Rates
Mutuum Finance’s interest rates vary dynamically based on the utilization ratio, i.e., the ratio of borrowed funds compared to the liquidity pool. As a variable-rate structure, it forms a self-adjusting marketplace. When liquidity is plentiful, interest rates are low to encourage borrowing and keep assets in circulation. When liquidity dries up, however, interest rates rise to encourage repayments and attract more deposits from lenders looking for returns. By tying rates to the market itself, Mutuum Finance forms a harmonized lending environment where capital efficiency and stability feed back into one another, proving why it is the top crypto to buy now.
Original Shiba Inu (SHIB) holders that became wealthy are now making purchases of Mutuum Finance (MUTM), priced at $0.035 and already 80% sold out for Phase 6 after an $18.1M raise. With tokens short in supply, many are speculating MUTM may be the next great play prior to the 2026 bull run, further solidifying its reputation as the best crypto to invest in today.
For more information regarding Mutuum Finance (MUTM) please use the following links:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
